After thorough consultation with high-net worth clients, Coby Lamson may agree to customize an account tailored to their specific needs and circumstances.  Coby Lamson therafter will exercise full discretion over investment decisions in the portfolio, while maintaining regular contact with the account owner to monitor any changes in the investor's circumstances or objectives.  One occasion in which this service may be appropriate involves an existing portfolio of long-held securities in which tax-management of the assets makes an immediate conversion into a Coby Lamson managed portfolio ill advised.